Apple is one of the most renowned smartphone manufacturers in the world. Apple iPhones are probably the most awaited device throughout the year. Last year Apple forayed into the credit card segment with its Apple Card. In fact, Apple has now launched the application process page that allows the user to apply for a credit card application. Moreover, the webpage also includes a video that details the process of applying for the Apple card. Point to note is that although Apple’s next big thing is this Apple Card, that does not mean that you should rush to get one. What is more interesting is that the Apple card signup process requires an invitation from Apple to the Apple Card preview to apply.
According to the official website, Apple Card is explained as “a new kind of credit card created by Apple. Integrated into the Wallet app and designed for iPhone and healthier financial life, Apple Card sets a new level of privacy and security“. However, there are quite a few things that you should keep in mind to get going and filling up for the Apple Card application. So, without any further ado, let us get straight into the article itself:
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Apple Card – Explained
- It takes just minutes to apply.
- There are no fees, including annual, late, over-the-limit, or other hidden fees.*
- You can see your offered initial credit limit and Annual Percentage Rate (APR) before you accept your offer, and your credit score isn’t impacted until after you accept.
- Easily track and manage your spending with Apple Card in Wallet.
- Get a percentage of your Apple Card purchases back as Daily Cash.
(Variable APRs range from 12.49% to 23.49% based on creditworthiness. Rates as of December 1, 2019.)
What you need to apply
To get Apple Card, you must meet these requirements:
- Be 18 years or older, depending on where you live.
- Be a U.S. citizen or a lawful U.S. resident with a valid, physical U.S. address that is not a P.O. Box. You can also use a military address.
- Own a compatible iPhone with the latest iOS version.1
- Use two-factor authentication with your Apple ID.
- Sign in to iCloud with your Apple ID.
- If you have a freeze on your credit report, you need to temporarily lift the freeze to apply for Apple Card. Learn how to lift your credit freeze with TransUnion here.
- You might need to verify your identity with a Driver’s license or State-issued photo ID.